What is the best way to send money to Germany from Canada?

The best way to send money to Germany is through MTFX, which offers real-time CAD to EURO exchange rates, low fees and faster transfers compared to traditional banks.

How do I send money to Germany using MTFX?

Simply register for an MTFX account, enter the transfer amount, add your recipient’s German bank details and send your funds securely. Most transfers are completed within 1–2 business days.

How long does a money transfer to Germany take with MTFX?

Most transfers from Canada to Germany are completed in 1–2 business days, depending on your funding method and your recipient’s bank processing times.

How much money can I send to Germany from Canada?

With MTFX, you can transfer both small and large amounts to Germany. There are no unnecessary limits, and all transfers are fully compliant with Canadian and German regulations.

What information do I need about my recipient in Germany?

You’ll need your recipient’s full name, bank name, IBAN, and SWIFT/BIC code to send money to Germany securely. IBAN identifies the specific bank account, while SWIFT/BIC locates the bank internationally. Routing numbers are used only for domestic transfers, not for international payments.

Is it cheaper to send money to Germany with MTFX compared to banks?

Yes. MTFX provides a more cost-effective way to send money to Germany, offering exchange rates up to 3–4% better than banks. By eliminating hidden markups and unnecessary fees, you can save more on every CAD to EURO transfer.

Can I track my money transfer to Germany?

Yes. With MTFX, you can monitor your transfer online in real time, giving you full visibility and peace of mind until the funds reach your recipient.

Are money transfers to Germany safe with MTFX?

Absolutely. All transfers are protected with bank-grade encryption, fraud monitoring and FINTRAC regulatory compliance, ensuring your funds are secure every step of the way.

What fees are involved when sending money to Germany with MTFX?

MTFX provides a transparent breakdown of exchange rates, transfer fees and the final amount your recipient will receive - so there are no hidden surprises.

Send Money to Germany

Sending money from Canada to Germany is easy with MTFX. Skip costly bank markups, enjoy real exchange rates and transfer funds quickly and securely - giving you more value with every transfer.

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Check mid-market rates now and save when sending money to Germany.

Conversion rate

CAD/

/CAD

Total Amount

10,000.00 CAD

We use the mid-market rate for the converter. This is for informational purposes only. You won't receive this rate when sending money. Log in to view send rates

Same-Day Wire Transfers

Fast EUR payments

Up to 4% Better Rates

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Transfer money anytime

Over 29 Years of Expertise

Trusted experts since 1996

How to send money to Germany from Canada

MTFX makes it simple to transfer money to Germany in just a few steps.

1 Add transfer amount: Enter how much CAD you want to send and instantly see a real-time quote to convert CAD to EUR.
2 Add your recipient: Provide your recipient’s German bank details or select from saved contacts for repeat transfers.
3 Send your payments: Review the details, confirm, and send. Funds are delivered to your recipient’s German bank account securely.

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Here's why thousands of people choose MTFX to send money to Germany

We help you find the best deal for CAD to Euro: With MTFX, you gain access to competitive EUR exchange rates and low fees, ensuring more of your Canadian dollars reach your recipient. By using live market rates and eliminating hidden bank markups, we help you save on every transfer.
We help you make smarter transfers to Germany: With real-time CAD to EUR currency data, expert guidance and transparent pricing, you can choose the best time and method to send money. Whether it’s a single payment or recurring transfers, MTFX keeps you informed and in control.
We make your Germany transfers hassle-free: Experience a smooth, stress-free transfer process from start to finish. Complete your transfer online in minutes with clear steps, fast delivery, and dedicated support - so you can focus on what matters most.

Make every dollar count

Why choose MTFX instead of banks?

Traditional banks often add hidden fees and delays when you send money to Germany. With MTFX, you unlock better value, faster transfers and transparent pricing every time. Compare live Euro to CAD exchange rates and see why thousands of Canadians trust us for cross-border payments.

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Up to 4% better CAD to EUR rates: Banks add hidden margins to exchange rates. With MTFX, you get minimal markups so your recipient in Germany receives more.
Transparency you can trust: Always see the real Euro to CAD rate upfront. No hidden fees, no surprises.
Faster transfers, less hassle: Most transfers to Germany are completed within 1–2 business days - without endless paperwork.
30 years of proven expertise: Since 1996, MTFX has delivered secure and reliable global payment solutions.
Fully committed to security: Every transfer is protected with encryption, fraud monitoring and strict Canadian regulatory compliance.
Personalized support: Our Canadian support team is here to guide you every step of the way - from finding the best exchange rates to choosing the right transfer options. Contact us.

More than one reason to send money to Germany with MTFX

Canadians trust MTFX to send money to Germany for many reasons - from supporting family and friends to paying for education or travel expenses - all while enjoying competitive exchange rates and fast, secure transfers.

Travel and relocation: Canadians moving to or visiting Germany use MTFX to transfer funds for rent, accommodation, and everyday expenses - avoiding hefty bank markups and securing better exchange rates.
Personal transactions: Many Canadians with relatives or dependents in Germany send regular remittances to help with living expenses, supporting family member, or healthcare. MTFX helps every individual send money to Germany with safe and secure transfers.
Property or investment purchase: Many Canadians transfer money to Germany to buy property, invest in real estate, or fund overseas assets. MTFX makes it easy to send large payments securely, access competitive exchange rates, and complete your investment transactions without costly bank fees or delays.
Education payments: Germany is home to world-class universities that attract Canadian students. Parents and guardians often transfer funds to cover tuition fees, accommodation and living expenses while ensuring fast, low-cost payments in euros.

Fast, simple transfers to Germany

Send money to Germany with our competitive rates and transparent pricing.

EASIEST WAY TO FUND YOU’RE TRANSFERS

Best ways to send money to Germany with MTFX

EASIEST WAY TO FUND YOU’RE TRANSFERS

Best ways to send money to Germany with MTFX

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Interac e-Transfer

Easily fund your MTFX account directly from your Canadian bank using Interac e-Transfer. It’s fast, secure, and widely supported, making it one of the easiest ways to add funds before sending money to Germany.

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Bill Payment

Top up your MTFX account through your online banking by adding MTFX as a payee. Bill payments are a convenient and reliable option, with funds typically arriving within 1–3 business days.

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EFT (Electronic Funds Transfer)

Send funds from your bank using Electronic Funds Transfer (EFT), ideal for larger transfers, recurring payments, or business transactions. EFTs offer predictable settlement times, low fees, and are perfect for regular transfers to Germany.

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Wire Transfer

Quickly and securely fund your MTFX account with a wire transfer. This method is best for larger or time-sensitive transfers, with funds usually arriving on the same or next business day.

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Not Just for Sending

With MTFX, Receiving money from Germany is just as simple

Receive in CAD or EUR - your choice

Get paid directly in Canadian dollars or keep funds in euros for future use.

Open a local-style EUR account in Canada

Receive euros like a local and avoid costly conversion fees by choosing when and how to exchange your funds.

No delays or paperwork hassles

Skip long waits and endless forms. Transfers are processed quickly and securely.

Create an account

Not Just for Sending

With MTFX, Receiving money from Germany is just as simple

Fairness without compromise

True transparency with fair exchange rates

At MTFX, we believe the best way to send money to Germany is with fairness and transparency. You’ll always know exactly what you’re paying and what your recipient will receive. No hidden fees. No inflated rates. Just clear, honest value.

Fairness without compromise

True transparency with fair exchange rates

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Live exchange rates

All transfers are based on the real mid-market rate, ensuring accuracy and fairness when converting CAD to EUR.

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Visible margins

Only a small, clearly shown margin is applied - much lower than traditional banks.

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Flexible transfer options

With MTFX, you can choose how and when to send money to Germany. Enjoy fast, flexible, and transparent transfers with full visibility into rates, fees, and recipient amounts.

Transfers that meet the highest safety standards

At MTFX, your money is more than just a transaction - it’s your trust. That’s why every transfer follows strict global security protocols to keep your funds safe.

Regulatory compliance

MTFX is fully registered with FINTRAC and other authorities, ensuring your money is transferred lawfully and securely.

Encryption & data protection

Advanced encryption safeguards your personal and financial details from unauthorized access.

Fraud monitoring

Our systems actively monitor for unusual activity, acting quickly to stop potential fraud.

Segregated accounts

Client funds are always kept in segregated accounts, ensuring maximum safety.

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Transfers that meet the highest safety standards

At MTFX, your money is more than just a transaction - it’s your trust. That’s why every transfer follows strict global security protocols to keep your funds safe.

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Testimonials

MTFX is trusted by millions around the globe

Excellent

Great Money Transfer Service - I called in and my personal rep helped me set everything up online. Now I can send money overseas easier than the bank. It costs way less and gets there quicker. I wish I knew about your company years ago.

Akanksha Kulkarni

Excellent

MTFX makes international payment effortless - a game changer for my business. I’ve been using MTFX to send payments to my overseas suppliers for over a year now, and I couldn’t be happier. Their exchange rates are consistently better than traditional banks, saving me a significant amount on every transfer. The platform is simple to use, and transfers are processed quickly—my suppliers often receive funds on the same day.

What really sets MTFX apart is their customer service. The team is always available to help, whether it’s setting up a new payment or answering questions about exchange rates. Plus, their transparent fee structure means no hidden charges, which is a huge relief for my budgeting.

Sarah

Excellent

Omer was fantastic, he guided us through the process and helped us a lot. We didn’t do our first transaction properly and sent it twice, he was on the phone immediately to let us know and we redacted it. Great company and great employees!

Kyle Daniels

Excellent

Patrick Marsden is the best customer service specialist! He is energetic, efficient and gave me very clear instructions on everything. I had a very good experience on my first payment!