Cross-Border Money Transfers for Snowbirds

    Heading south to escape winter? Ensure fast, secure and cost-effective cross-border transfers with MTFX.

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    Competitive exchange rates

    Better rates mean more money for your getaway.

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    Low transfer fees

    Transparent pricing with no hidden fees or surprises.

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    Same-day USD & CAD transfers

    Convenient for Canadians who spend winters in the US. 

    Snowbird savings start with bank-beating exchange rates

    Check Mid-Market Rates
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    Conversion rate
    CAD/
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    /CAD
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    Total amount
    10,000.00 CAD

    We use mid-market rates. This is for informational purposes only. Log in to view send rates.

    Why MTFX beats banks for snowbirds sending money to the US?

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    Send money online

    Transfer money through our easy-to-use online portal, hassle-free.

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    Best rates guaranteed

    MTFX gives up to 4% better-than-bank USD rates on every transfer.

    No processing delays

    MTFX ensures fast and reliable global payments to any destination.

    Expert guidance

    Have questions? Professional support is always just a few clicks away.

    Get the best deal on USD exchange rates

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    Lock in the best exchange rates on USD and keep more of your money where it belongs—in your pocket. With MTFX, you get rates that outshine the banks, lower fees and fast, secure transfers designed for savvy travelers and expats.

     

    Whether you're soaking up the sun in Florida, settling expenses in Arizona, or living the American dream, our seamless platform makes sending money effortless—no hidden fees, no headaches, just smarter savings.

    Manage snowbird payments like a local

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    Expert FX guidance

    Work with dedicated currency experts to get the best deal on your money transfers.

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    Reduce transfer costs

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    Regulated and compliant

    Seamless transfers

    24/7 online platform

    Transfer funds securely across borders

    Lower fees and better exchange rates mean more money in your pocket.

    Fast, cost-effective overseas transfers for snowbird lifestyle

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    Whether you're escaping the cold for a sunny retreat or maintaining a home in two countries, staying on top of expenses is essential. With fast, secure transfers and competitive exchange rates, you can send money abroad without worrying about high fees or delays.


    Easily cover seasonal property expenses, utility bills and local service payments, or send financial support to family while enjoying your time away. Our platform supports multiple currencies, making it easy to move funds between your home and destination.

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    Make informed decisions

    Access tools to help you track, manage and simplify your global payments.

    Make informed decisions with FX tools

    MTFX provides live exchange rates, a currency converter, rate alerts, historical charts, free foreign exchange tools and graphs.

    Keep updated with currency market news

    Stay ahead of the markets with daily and weekly currency updates and monthly forecasts.

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    How it works

    Fast, reliable and cost-effective international transfers for Canadian snowbirds.

    • 1
      Create an account

      Sign up in less than 5 minutes and access competitive rates for snowbird transfers.

    • 2
      Get a free quote

      Enter the amount you want to send, receive a real-time quote and secure the best exchange rate.

    • 3
      Add recipient details

      Fill in your recipient’s banking details or select from saved contacts for overseas transfers.

    • 4
      Confirm and send

      Review details, confirm the transfer and enjoy savings up to 4% better than banks.

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    Frequently asked questions

    Get great rates and excellent service with MTFX

    Save up to 4% more on transfers compared to your bank.

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