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      Cross-Border Money Transfers for Snowbirds

      Heading south to escape winter? Ensure fast, secure and cost-effective cross-border transfers with MTFX.

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      Competitive exchange rates

      Better rates mean more money for your getaway.

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      Low transfer fees

      Transparent pricing with no hidden fees or surprises.

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      Same-day USD & CAD transfers

      Convenient for Canadians who spend winters in the US. 

      Snowbird savings start with bank-beating exchange rates

      Check Mid-Market Rates
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      Compare Icon
      Conversion rate
      CAD/
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      /CAD
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      Total amount
      10,000.00 CAD

      We use mid-market rates. This is for informational purposes only. Log in to view send rates.

      Why MTFX beats banks for snowbirds sending money to the US?

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      Send money online

      Transfer money through our easy-to-use online portal, hassle-free.

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      Best rates guaranteed

      MTFX gives up to 4% better-than-bank USD rates on every transfer.

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      No processing delays

      MTFX ensures fast and reliable global payments to any destination.

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      Expert guidance

      Have questions? Professional support is always just a few clicks away.

      Get the best deal on USD exchange rates

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      Lock in the best exchange rates on USD and keep more of your money where it belongs—in your pocket. With MTFX, you get rates that outshine the banks, lower fees and fast, secure transfers designed for savvy travelers and expats.

       

      Whether you're soaking up the sun in Florida, settling expenses in Arizona, or living the American dream, our seamless platform makes sending money effortless—no hidden fees, no headaches, just smarter savings.

      Manage snowbird payments like a local

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      Expert FX guidance

      Work with dedicated currency experts to get the best deal on your money transfers.

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      Reduce transfer costs

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      Regulated and compliant

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      Seamless transfers

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      24/7 online platform

      Transfer funds securely across borders

      Lower fees and better exchange rates mean more money in your pocket.

      Fast, cost-effective overseas transfers for snowbird lifestyle

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      Whether you're escaping the cold for a sunny retreat or maintaining a home in two countries, staying on top of expenses is essential. With fast, secure transfers and competitive exchange rates, you can send money abroad without worrying about high fees or delays.


      Easily cover seasonal property expenses, utility bills and local service payments, or send financial support to family while enjoying your time away. Our platform supports multiple currencies, making it easy to move funds between your home and destination.

      Personal Testimonials

      MTFX is trusted by thousands around the globe

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      Keep updated
      Make informed decisions

      Access tools to help you track, manage and simplify your global payments.

      Make informed decisions with FX tools

      MTFX provides live exchange rates, a currency converter, rate alerts, historical charts, free foreign exchange tools and graphs.

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      Stay ahead of the markets with daily and weekly currency updates and monthly forecasts.

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      How it works

      Fast, reliable and cost-effective international transfers for Canadian snowbirds.

      • 1
        Create an account

        Sign up in less than 5 minutes and access competitive rates for snowbird transfers.

      • 2
        Get a free quote

        Enter the amount you want to send, receive a real-time quote and secure the best exchange rate.

      • 3
        Add recipient details

        Fill in your recipient’s banking details or select from saved contacts for overseas transfers.

      • 4
        Confirm and send

        Review details, confirm the transfer and enjoy savings up to 4% better than banks.

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      Frequently asked questions

      Get great rates and excellent service with MTFX

      Save up to 4% more on transfers compared to your bank.