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9 Reasons to send money to family this holiday season With MTFX

Last Updated: 16 Dec 2025

Looking for meaningful reasons to send money this holiday season? From supporting family traditions to easing financial pressure and avoiding holiday delays, sending money home can make a real difference. Discover how smart, secure transfers help your support reach loved ones when it matters most.

The holiday season is all about warmth, connection, and showing care for the people who matter most, no matter where they are in the world. While festive gatherings, traditions, and celebrations bring joy, they can also come with added financial pressure for families back home. For many Canadians, choosing to send money to family this holiday has become a thoughtful and practical way to stay connected, offer support, and make the season a little easier for loved ones.

From covering seasonal expenses to helping families prepare for the year ahead, there are many reasons to send money this holiday season with MTFX. With secure transfers, competitive exchange rates, and reliable delivery, sending money can be just as meaningful as being there in person, helping your support arrive when it matters most.

1. It arrives faster than sending gifts

International shipping delays are common during the holiday season, especially when demand is at its peak. Parcels can get held up in customs, arrive late, or even go missing during transit, turning a thoughtful gesture into unnecessary stress.

For many Canadians, this is one of the most practical reasons to send money this holiday season. Using MTFX, your loved ones can receive funds within 1 to 2 business days, instead of waiting weeks for a package to arrive.

Receiving money into their bank account also gives them the freedom to buy what they need most, whether that is groceries, essentials, or holiday items of their choice. With a competitive money exchange rate, MTFX helps ensure your holiday support arrives on time and brings real value.

 

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2. Keep cultural and religious traditions going

The holiday season is often centred around meaningful traditions, from special meals and religious gatherings to community celebrations that bring families together. These moments are an important part of staying connected, especially when loved ones are far away.

Providing financial support for holidays can help families prepare for these occasions, whether it means covering the cost of traditional foods, decorations, or travel to attend religious events.

When you send money to family for the holiday season, you help ensure cherished customs can continue as planned. That support allows loved ones to celebrate in a way that feels familiar, comforting, and true to their traditions.

3. Help with winter-related expenses

In many countries, winter brings higher heating, electricity, and utility costs, adding extra pressure to household budgets during colder months. These expenses often rise just as the holiday season increases overall spending.

Providing financial support during holidays can help families manage essential winter costs, such as heating fuel, electricity bills, or warm clothing. This added support can ease financial pressure and make everyday living more manageable during the coldest time of year.

When you send money home during holidays, you help loved ones stay warm, comfortable, and secure. It allows them to focus on family time and seasonal celebrations, rather than worrying about rising winter bills.

4. Security matters more during peak seasons

The holiday season often brings an increase in fraud and scam attempts, especially as more people rely on digital money transfers to send funds quickly. This makes security an important consideration when supporting loved ones abroad.

Choosing a trusted financial institution like MTFX helps protect your funds while sending money internationally. Secure systems and clear processes ensure your transfer is handled safely, even during the busiest time of year.

For many Canadians, this is one of the key reasons to send money this holiday season with confidence. With MTFX, you can send funds knowing your transfer is secure and your money exchange rate during holidays remains transparent, giving you peace of mind when it matters most.

5. Ease financial stress during a busy season

The holidays can be financially overwhelming for many families, with added costs for groceries, school-related expenses, medical needs, and seasonal obligations. For households already managing tight budgets, even small expenses can create significant pressure during this time.

Providing financial support during the holiday season can help ease that strain and offer a sense of relief. A timely transfer can make it easier for families to manage day-to-day needs without added worry.

When you send money to family during holidays through online banking, you show that even if you cannot be there in person, your support still reaches home. It is a meaningful way to stand by your loved ones and help them get through the season with less stress.

6. Better exchange rates mean more value sent home

Every dollar counts during the holidays, especially when seasonal expenses start to add up. When making online money transfers from Canada, the money exchange rate you receive plays a major role in how much support actually reaches your loved ones.

During money transfers in winter, exchange rates can fluctuate, and bank markups often reduce the amount received. Understanding currency exchange rates during holidays becomes even more important when sending funds overseas.

MTFX offers bank-beating exchange rates, helping ensure more of your hard-earned money reaches home. With competitive rates and transparent pricing, your holiday transfer delivers greater value and makes a real difference for the people who matter most.

7. Contribute to shared family celebrations

Holiday celebrations are often deeply rooted in family and community traditions, bringing together parents, grandparents, children, and relatives across generations. These gatherings may include religious observances, cultural rituals, and time spent reconnecting with loved ones after a long year.

Making money transfers during the festive season can help families prepare for these important moments, ensuring they can participate without financial strain. Your support can help loved ones feel included and valued during a time that holds emotional significance.

When you send money to family during holidays, you help preserve the sense of togetherness that defines the season. Even from afar, your contribution allows celebrations to continue in a way that feels complete and meaningful.

8. Give loved ones a head start on the new year

When festive season comes to an end, many families begin preparing for the financial responsibilities that arrive with the new year. Having access to extra funds during this transition can help ease uncertainty and create a stronger sense of stability.

When you send money to family during holidays, that support can help loved ones plan ahead, manage upcoming obligations, and start the year with fewer financial worries. Even a single transfer can provide reassurance during a time of change.

MTFX makes online banking and money transfers during the festive season simple and reliable, helping you support your family even when you are far away. It is a practical way to stay connected and ensure your support carries into the new year.

9. You avoid hidden holiday fees

During the holidays, small fees and unfavourable markups can quietly add up, especially when sending money internationally. Understanding currency exchange rates during holiday periods is important, as unclear pricing can reduce the amount your loved ones actually receive.

MTFX offers transparent pricing, so you know exactly how much you are sending and how much will arrive. This clarity makes safe international money transfers easier to manage during a high-spending season.

For many Canadians, this transparency is one of the key reasons to send money from Canada this holiday season with MTFX. It allows you to support loved ones with confidence, knowing there are no hidden surprises along the way.

Save more this holiday season with MTFX

Sending money home during the holidays should feel simple, secure, and cost-effective. MTFX helps you support your loved ones without overpaying or worrying about delays.

  • Send financial support during holidays with competitive, bank-beating exchange rates.
  • Make a money transfer this winter with clear pricing and no hidden fees.
  • Send money to 190+ countries in 50+ currencies worldwide.
  • Enjoy fast, reliable international transfers during peak holiday periods.
  • Transfer funds securely with a trusted Canadian provider.

With MTFX, sending money home is about more than just the transfer. It is a smarter, stress-free way to stay connected and support your family when it matters most.

 

Holiday-themed banner showing a smiling woman holding a gift, promoting simple holiday money transfers with MTFX, fast delivery, and competitive exchange rates.

 

Making the holidays easier for the people you love

The holiday season is a time to support, connect, and show care, even when distance keeps you apart. Whether it is helping loved ones manage seasonal expenses, continue traditions, or prepare for the year ahead, these are all meaningful reasons to send money this holiday season. With secure digital money transfers and a transparent exchange rate during holidays, sending money can be a simple yet powerful way to make a difference when it matters most.

Ready to send support home this holiday season? Choose MTFX for fast, secure transfers and competitive exchange rates that help your money go further.


FAQs

1. Will transfers take longer during the holiday season?

During the holiday season, banks and payment partners may operate on reduced hours, observe public holidays, or experience higher transaction volumes. When making a money transfer during holidays, MTFX provides an estimated delivery timeline so you can plan ahead and avoid last-minute surprises.

2. Is it safe to send money internationally during the holidays?

Yes. MTFX supports safe international money transfers through secure systems and regulated financial partners. Whether you are using digital money transfers or online money transfers, it is important to protect your account details and only send money to trusted recipients.

3. What happens if my recipient’s bank is closed?

You can still initiate a transfer during the holiday period. Your money transfer during holidays will be processed and delivered once the receiving bank reopens, helping ensure your funds arrive safely even if there is a short delay.

4. Can I schedule a transfer in advance?

In many cases, yes. Scheduling online money transfers in advance allows you to lock in your exchange rate during holidays and avoid the stress of peak-season delays. This can be especially helpful if you send money regularly during the holidays. You can use MTFX's rate alert tool to get notified when the rates get in your favour and lock them for your future transfers.

5. What if I am concerned about timing?

During busy holiday weeks, sending funds earlier than usual is a smart approach. Always review the estimated delivery time and exchange rate during holidays before confirming your transfer. If you need help, MTFX support is available to assist with your transfer and provide updates.

6. Why do people send more money during the holiday season?

Many people send more money to provide financial support during holidays, when family expenses tend to rise. Seasonal costs, celebrations, and year-end responsibilities often make extra funds especially helpful. Sending money during this time allows loved ones to manage needs and enjoy the season with less financial pressure.

7. Should I lock in an exchange rate before the holidays?

Locking in an exchange rate during holidays can be a smart move, especially when markets are volatile. Currency exchange rates during holidays may fluctuate due to lower market liquidity and reduced trading activity. Securing a rate in advance can help you avoid unfavourable movements and plan your transfer with more certainty.

8. How does exchange rate volatility affect holiday money transfers?

Exchange rate volatility can impact how much money your recipient ultimately receives. During peak holiday periods, currency exchange rates can shift quickly, which may reduce the value of your transfer if rates move against you. Monitoring the exchange rate during holidays and timing your transfer carefully can help ensure your financial support during holidays goes further.


 

Ready to send support home this holiday season? Choose MTFX for fast, secure transfers and competitive exchange rates that help your money go further.

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