SWIFT/BIC codes

    Find the correct bank using the SWIFT code checker to validate details before making your international money transfers with MTFX. If you already have a SWIFT or BIC code, you can use our tool to verify it before sending money.

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    Check a SWIFT code

    Enter a SWIFT/BIC to check it's correct and to find out which bank it belongs to.

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    We don't store or share your SWIFT/BIC information. Your privacy is our priority.

    Format of a SWIFT/BIC number.

    Example of a SWIFT code

    AAAA

    Bank code

    BB

    Country code

    CC

    Location code

    123

    Branch code

    A SWIFT/BIC code is made up of 8 to 11 characters that uniquely identify a specific bank and branch involved in an international transfer. It helps ensure that funds are routed accurately across borders.

     

    You can use our SWIFT code finder to look up the correct code for your bank, or run a quick SWIFT checker to confirm that an existing code is valid before processing your payment. Here's how a SWIFT/BIC code is structured:

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    Bank code A-Z

    The first 4 letters represent the bank’s name - often a short form or abbreviation.

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    Country code A-Z

    The next 2 letters indicate the country where the bank is located.

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    Location code 0-9 A-Z

    These 2 characters show the bank’s city or main office location.

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    Branch Code 0-9 A-Z

    Optional 3 characters that specify a particular branch. If shown as 'XXX', it refers to the bank’s primary office.

    Validate your Swift codes and send money with confidence.

    Make sure your money reaches the right destination quickly and securely.

    When to use a SWIFT/BIC code for international transfers

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    A SWIFT/BIC code is required when sending or receiving international wire transfers, particularly to countries that do not follow the IBAN system. This code ensures that the funds are directed to the correct financial institution and branch, reducing the risk of delays or failed payments.

     

    You’ll typically need a SWIFT/BIC code when transferring money to banks in the U.S., Canada, Australia, or other non-IBAN countries. It may also be required when receiving payments from abroad into your own account.

     

    To ensure accuracy, use a trusted SWIFT code finder to look up the correct code, or validate an existing one before processing any international transactions.

    How to find your SWIFT/BIC code

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    You can find your SWIFT/BIC code by checking your bank statement, logging into your online banking platform, or contacting your bank directly. It’s often listed alongside your account details, especially for international transfers.

     

    To verify accuracy before sending funds, use a SWIFT checker online to confirm the code is valid and properly formatted. This helps avoid failed transactions and ensures your money reaches the right destination.

    Open your account today and simplify your global payments.

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    The decision to partner with MTFX was simple. There was a palpable need to provide our small business customers with an easier and more efficient way to transfer money…the vital role for MTFX was to add value. By employing simple, cost effective foreign transactions for its customers, First Class Accounts Asquith has been able to create a mutually beneficial partnership that will thrive for a long time to come.

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    Great Money Transfer Service - I called in and my personal rep helped me set everything up online. Now I can send money overseas easier than the bank. It costs way less and gets there quicker. I wish I knew about your company years ago.

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