Bank transfer
Transfer euros to a bank account in Bulgaria with MTFX. Simply provide your recipient’s name, Bulgarian IBAN and BIC/SWIFT code if required. Verify the payment information and complete your CAD to EUR transfer securely online.
Send money online to Bulgaria with competitive CAD to EUR exchange rates, fast transfers and reliable support. From relocation costs to recurring payments, MTFX helps you send euros directly to a Bulgarian bank account.
Convert CAD to EUR, compare exchange rates, and send money online to Bulgaria with MTFX.
Exchange rates
We use mid-market rates. This is for informational purposes only. Log in to view send rates.
Choose your amount, add the recipient’s Bulgarian bank details and confirm your payment through your MTFX account.

Sign up with MTFX, complete the required verification and prepare to send money to Bulgaria from Canada.

Get a CAD to EUR quote, review your rate and provide your recipient’s Bulgarian bank details to confirm your transfer.

Fund your transfer using an available payment method, and MTFX will send euros to your recipient’s account.
MTFX can process many transfers to Bulgaria within one business day of receiving your funds. Actual delivery times depend on your funding method, verification requirements, bank processing hours and public holidays.

Getting a favourable rate and keeping transfer costs low can help you save more when sending money to Bulgaria. With MTFX, you can exchange Canadian dollars for euros at competitive CAD to EUR rates and benefit from low fees and secure online transfers. Check your rate, review the amount and transfer funds directly to a bank account in Bulgaria.
Secure, FINTRAC-regulated transfers with specialist support when you need it.
Transfer euros to a bank account in Bulgaria with MTFX. Simply provide your recipient’s name, Bulgarian IBAN and BIC/SWIFT code if required. Verify the payment information and complete your CAD to EUR transfer securely online.
The cheapest way to send money from Canada to Bulgaria depends on the CAD to EUR exchange rate, transfer fees, receiving bank charges and the final euro amount delivered.
Review your CAD to EUR exchange rate, transaction fees and total cost before confirming your transfer
Start saving todayMost MTFX transfers to Bulgaria can be processed quickly after funds are received. Delivery timing depends on the funding method, submission time, verification requirements, recipient bank and banking holidays in Canada or Bulgaria.
Transfer timing can vary based on funding method, submission time, recipient bank and Canadian or Bulgaria bank holidays.
Send money nowSee why customers rely on MTFX for money transfers to Bulgaria from Canada. We combine competitive CAD to EUR exchange rates, secure payment processing and dedicated customer support to make sending money abroad easier, whether you're making a one-time transfer or regular payments.
"I found this website just by surfing. I found it had VERY competitive rates for Canadian to Euro exchange. I hadn't used the net for such transactions before, and I was extremely nervous. However, MTFX guided me through the process and made things extremely easy for me. They were prompt to answer the phone and reply to my emails, and their answers made sense. They even made suggestions to make things even easier.
The transaction was completed successfully. The service received exceeded my expectations! Definitely using MTFX for all such future transactions. Thank you."
MTFX is registered with FINTRAC under registration No. M08042065 and uses identity checks, transaction monitoring, data encryption and two-factor authentication to help protect customer information, maintain account security and safeguard money transfers to Bulgaria.

Check your CAD to EUR exchange rate with MTFX before sending tuition, property or high-value payments to Bulgaria.
When sending money to Bulgaria, confirm that your recipient’s IBAN, account holder name and required bank details match their banking records. Missing or incorrect information may cause your transfer to be delayed or returned. Reviewing these details before submitting your payment can help prevent issues with your EUR transfer to a Bulgarian bank account.
Your IBAN is used only for this validation request.
Send money online to Bulgaria with MTFX for payments for relocating, buying property, tuition or supporting family overseas.
Transfer euros for a rental deposit, moving costs and initial living expenses as you settle into your new home.
Pay tuition and other education-related expenses to universities, colleges and educational institutions across supported Bulgarian destinations.
Send funds to your own Bulgarian account or another recipient for rent, household bills and regular financial commitments.
Arrange payments for a property deposit, purchase balance or renovation work. Confirm the beneficiary instructions and amount due before sending.
Send money to Bulgaria from Canada with competitive CAD to EUR rates, secure online transfers and support when you need it.
CAD to EUR FAQS
Everything you need to know about sending money to Bulgaria from Canada.
Create an MTFX account, enter your CAD amount and request a CAD to EUR quote. Add your recipient’s Bulgarian bank details, confirm the transaction and follow the funding instructions provided.
Bulgaria adopted the euro on 1 January 2026. For a payment to a euro account in Bulgaria, convert CAD to EUR and confirm the receiving currency with your recipient.
The euro replaced the Bulgarian lev as Bulgaria’s national currency in January 2026. For a new transfer, obtain current payment instructions from the recipient rather than using an old BGN invoice or saved currency selection.
You will generally need the recipient’s full account name, Bulgarian IBAN and bank name. A SWIFT/BIC code, recipient address or payment reference may also be requested, depending on the transaction and payment route.
Compare the final euro amount, exchange rate, fees, expected delivery time and available support. For larger or recurring payments, also consider how easily you can manage the transaction and get help.
The cost depends on your amount, quoted CAD to EUR exchange rate, applicable transfer fees and any receiving or intermediary charges. Request a quote for your payment to compare the total cost.
Delivery time depends on when MTFX receives your funds, any verification needed, the payment route and the recipient’s bank. Canadian and Bulgarian banking holidays can also affect timing. Confirm the expected delivery time before sending a deadline-sensitive payment.
Yes. You can arrange your transfer through your MTFX account, enter the recipient details and confirm your transaction online.
SEPA is a payment framework for euro transfers between participating institutions. The route available for your MTFX payment depends on the receiving institution and transaction details. Confirm the route with MTFX before sending.
MTFX supports larger international payments, including property, relocation and business transfers. The amount available to send and supporting documents required are confirmed for your transaction. Allow extra time for verification before a payment deadline.
You can use MTFX for repeat payments such as rent, living expenses and supplier invoices. Speak with the team about managing your payment schedule, and confirm the rate and funding requirements for each transaction.