Time Is Money. Save Both With MTFX.
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    Fast, Cost-Effective Business Transfers

    Streamline payments to suppliers and employees around the world and access bank-beating FX rates no matter the transaction size.

    • Overseas supplier payments.

    • Bank-beating rates.

    • Send money in 50+ currencies to over 200+ countries.

    • Receive marketplace payments.

    • Trusted since 1996.

    • FINTRAC-Regulated.

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    Check conversion rates and save on your money transfers.
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    Bank-beating rates

    Save more on every transfer with rates better than your bank—no hidden fees, just more money in your pocket.

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    Trusted experts

    With a legacy of over 25 years, an experienced team, and FINTRAC-regulated status, you are in good hands.

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    Send money anywhere

    Make fast, seamless, and secure international money transfers to more than 200 countries in 50+ currencies.

    Global business. Personal service.

    What could you save using MTFX vs the bank?

    The comparison is based on publicly available information. Rates may vary based on the amount. Please verify independently.

    Challenges of Sending Money Online

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    Unpredictable Exchange Rates

    Uncertain currency fluctuations can reduce the value of the currency you want to buy.

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    Multi-Currency Transactions

    Managing multi-currency payments can make buying foreign currencies complicated.

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    Inflated Exchange Rates

    Banks often add markups on the mid-market rate, increasing your conversion cost.

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    Transaction Delays

    Banks and traditional services end up taking too much time when you buy foreign currency.

    Save More on Every International Money Transfer

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    Save on Exchange Rates

    Get the best value for your money with our bank-beating exchange rates.

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    Low Transaction Fees

    Get zero-fee currency conversions and low-cost transfers for global payments.

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    Quick Money Transfers

    Your recipient gets funds in their account in 24 to 48 hours hassle-free.

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    Expert Support

    Get personalized guidance for FX conversions and global money transfers.

    Sending Money Online Made Easy

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    Most Asked Questions About Sending Money Online

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    How to send money abroad from Canada?

    Enter the amount and destination, then make a local payment to MTFX using a bank transfer or bill payment. That's all it takes!

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    How much does it cost to transfer CAD to USD?

    No hefty fees, hidden or otherwise. We provide 3% to 4% better than bank rates for all online money transfers.

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    How long does a money transfer take?

    When you send money overseas, MTFX can transfer your funds to popular destinations within 24 to 48 hours.

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    How much money can I send abroad?

    With MTFX, you can send money from a few hundred dollars to hundreds of thousands of dollars, depending on your needs.

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    Why Choose MTFX?

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    Bank-Beating Rates

    Lower your conversion costs and keep more of your money.

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    Send Money Worldwide

    Send money in 50+ currencies to over 200 countries.

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    24/7 Online Money Transfers

    Check rates, view balances and transfer money online quickly and efficiently with our secure online platform.

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    Global Payment Experts

    Our team will help ensure your transfers get to where they need to be, quickly and efficiently.

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    The Preferred Choice

    Since 1996, we’ve been helping individuals and businesses with personalized FX solutions to meet their needs.

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    Transact with Confidence

    MTFX has been in business for over 25 years. We are regulated by FINTRAC.

    How It Works

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      Open an account

      Opening an account is simple, fast and free. You can monitor live exchange rates 24/7.

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      Book a great rate

      You can send transfers in over 50 currencies to more than 200 countries. You can fund your account via bank transfer or bill payment.

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      We’ll do the rest

      Track your transfer online. Most transfers are delivered within 24-48 hours.

    Industry expertise

    Our solutions are customizable to meet the needs of every industry and sector.

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    Ecommerce and retail

    Ecommerce and retail

    Simplify global transactions for online stores with secure multi-currency payment solutions, competitive FX rates, and cost-effective cross-border payment processing for merchants.

    • Accept payments in customers’ local currencies

    • Settle in preferred currency with minimal conversion fees

    • Secure and fast payment processing

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    Industrial machine cutting metal gears with sparks flying, symbolizing manufacturing and wholesale production.

    Manufacturing and wholesale

    Manufacturing and wholesale

    Streamline global supplier payments and manage foreign exchange exposure for materials, machinery and distribution across borders.

    • Pay international vendors with competitive FX rates

    • Manage bulk payments across multiple currencies

    • Hedge against FX volatility in long-term supply contracts

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    Cargo ship transporting colorful shipping containers across the ocean with digital trade routes overlay, symbolizing global import and export.

    Import and export

    Import and export

    Enable fast and secure cross-border payments to international partners, with tools to manage FX fluctuations and improve cash flow.

    • Minimize conversion costs for large transactions

    • Lock in rates to protect margins

    • Ensure timely payments to global trade partners

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    Software and technology

    Software and technology

    Support global SaaS operations with efficient payment collection from international clients and flexible payout options for global teams.

    • Accept and disburse funds in multiple currencies

    • Simplify recurring international billing

    • Reduce friction in paying remote developers or contractors

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    Automotive

    Automotive

    Facilitate high-value international transactions for parts, vehicles and manufacturing contracts with reliable FX and payment solutions.

    • Pay global suppliers with speed and transparency

    • Manage FX for large-volume international orders

    • Consolidate payments across global dealership networks

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    Family of three standing at an airport, looking at the departure board with luggage, preparing for international travel.

    Travel

    Travel

    Optimize global travel payments for hospitality businesses, travel agencies, and service providers with secure, fast and cost-effective international payment solutions.

    • Accept global bookings in customers’ currencies

    • Settle with international partners at low FX margins

    • Streamline payments to hotels, airlines, and tour operators

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    Hotel receptionist greeting a guest at the front desk, showcasing the hospitality industry.

    Hospitality

    Hospitality

    Manage international vendor payments, franchise royalties and global bookings with secure and efficient cross-border payment systems.

    • Pay overseas suppliers and service providers with ease

    • Accept bookings globally with local currency pricing

    • Optimize FX on international franchise payments

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    Students using digital tablets in a modern classroom equipped with computers and microscopes, representing educational technology.

    Education

    Education

    Empower institutions and edtech platforms to receive tuition payments and disburse scholarships across borders without high fees.

    • Accept international tuition payments in local currencies

    • Send funds to overseas campuses or partners efficiently

    • Simplify scholarship or stipend distribution globally

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    Healthcare

    Healthcare

    Facilitate fast and reliable cross-border payments for medical equipment imports, international staffing and patient billing.

    • Pay global suppliers and partners securely

    • Manage FX costs for large equipment purchases

    • Support international patient billing in multiple currencies

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    Tower cranes operating over a multi-story building under construction, highlighting the construction industry.

    Construction

    Construction

    Manage foreign payments for materials, machinery and subcontractors with cost-efficient solutions and FX risk management tools.

    • Pay overseas vendors and workers efficiently

    • Lock in FX rates for project budgeting

    • Handle multi-currency payments across project sites

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    Professionals in a meeting room discussing analytics displayed on a large screen, representing business services and consulting.

    Business services

    Business services

    Enable consulting, legal and accounting firms to invoice international clients and pay overseas partners seamlessly.

    • Accept cross-border payments with minimal delays

    • Pay global teams or affiliates efficiently

    • Convert currencies with competitive FX rates

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    Office table with laptops, reports, and marketing charts, ready for a team brainstorming session.

    Marketing

    Marketing

    Support agencies and freelancers handling international campaigns with flexible payment collection and FX solutions.

    • Invoice global clients in their preferred currencies

    • Pay remote creatives and media partners effortlessly

    • Track global campaign spend with FX transparency

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    Professional video camera set up at a stage production with lights and background blur, representing media and entertainment industry.

    Entertainment and media

    Entertainment and media

    Manage cross-border royalty payments, global event logistics and international talent disbursements with ultimate ease.

    • Pay international artists, crews, and vendors quickly

    • Manage FX for large, global revenue streams

    • Streamline royalty or licensing payments across borders

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    Man preparing a bicycle for display or repair in a retail or athletic environment, showcasing the sports sector.

    Sporting

    Sporting

    Support teams, event organizers, and sports equipment vendors with seamless, secure and affordable international payment solutions.

    • Transfer salaries to global athletes and staff

    • Pay international suppliers with reliable FX support

    • Manage payments for global sponsorship and media rights

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    Young professional checking a mobile phone while holding a laptop in a modern urban setting, representing freelance and gig work.

    Gig economy

    Gig economy

    Support freelancers, contractors and platforms with fast, low-cost cross-border payments and flexible payout options.

    • Pay gig workers in their local currencies

    • Reduce transfer fees and delays for small payments

    • Enable platform-based, on-demand payouts globally

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    Send Money Stress-Free with Great Rates, No Transfer Fees, and Expert Support.

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