MTFX offers complete pricing transparency by using live mid-market rates and showing all costs upfront, with no hidden fees or markups. Every transfer gives clients full visibility, fair value, and confidence in how their money moves across borders.
At MTFX, we believe that every client deserves full clarity when sending money abroad. That’s why your total cost is always based on the real exchange rate, with no hidden markups or confusing fees. What you see is what you get: a transparent breakdown of your transfer before you confirm.
Unlike many banks and providers that add undisclosed margins to the exchange rate, MTFX shows you the mid-market rate, the rate you’ll see published on financial news sites and currency trackers, and then applies a small, competitive margin. This means you’ll always know exactly how your final amount is calculated.
MTFX is built on the idea that clarity creates confidence. Instead of leaving you to guess how much of your money goes into fees or hidden margins, we make the process simple. Every step of your transfer, rate, conversion, and final amount, is visible on your screen before you hit send. That way, you can focus on your payment, not on fine print.
Real-time rates – Each transfer is calculated using the live mid-market rate at the exact time you send money. This ensures you’re working with an accurate, up-to-date rate that reflects the real value of your currency in the global market.
Nominal margin – MTFX applies only a small, fair margin to cover the service, and it’s always visible to you before confirming the transfer. Our margins are significantly lower than what most banks or traditional providers charge, helping you save more on every transaction.
Full breakdown upfront – Before you hit confirm, you’ll see everything laid out clearly: the amount being converted, the exchange rate applied, and the exact sum your recipient will receive. This gives you complete control and removes uncertainty from the process.
No surprises – With MTFX, there are no hidden markups, unexpected fees, or fine print to worry about. What you see is what you get, competitive pricing backed by open disclosure at every stage of your transfer.
Example: If you send 10,000 CAD and the live mid-market rate is 1 CAD = 0.74 USD, you’ll see that your recipient will receive 7,400 USD (minus the nominal margin, already shown in your quote). The full calculation is displayed before you confirm, so you know exactly how much is being converted and delivered.
This approach gives you peace of mind knowing that your transfer is accurate, fair, and traceable from start to finish.
Transparency means you can send money without second-guessing where it’s going. You’ll always see the exchange rate, the margin applied, and the amount your recipient will receive before you approve the transfer. This clarity builds trust and gives you the confidence that nothing is hidden.
By applying only a small, disclosed margin, MTFX ensures you keep more of your money compared to traditional banks, which often build in heavy markups. Over time, especially for businesses or individuals making frequent transfers, those savings add up to a meaningful difference in your bottom line.
Having the full breakdown at your fingertips allows you to compare your options. You can decide the best time to send, evaluate whether to use features like rate alerts, and plan your transfers with precision. This level of visibility gives you control over both timing and cost.
When you transfer with MTFX, you’re not just moving funds across borders; you’re partnering with a service that puts clarity, fairness, and competitive pricing at the core of every transaction.
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