Your International Payments Deserve a Dedicated Team.Bank-Beating Rates.30 Years of Trust.
MTFX pairs your business with a dedicated account manager who knows your currencies, your schedule, and your markets — backed by 30 years of cross-border expertise and rates that beat every major bank.
We use mid-market rates. This is for informational purposes only. Log in to view send rates.
Your Bank Is Overcharging You On Every Transfer
| Provider | You Receive (USD) | Difference |
|---|---|---|
| MTFX | 0.00 | — |
| TD Bank | 0.00 | You lose 0.00 |
| CIBC | 0.00 | You lose 0.00 |
| RBC | 0.00 | You lose 0.00 |
International Payments for Companies That Move Money Across Borders
Import & Export
Pay international suppliers in their local currency. Reduce conversion costs. Hold balances in 50+ currencies.
Multinational Operations
Manage payroll, vendor payments, and intercompany transfers across borders, from one centralised platform with real-time FX rates.
Ecommerce & Marketplaces
Collect payouts from Amazon, Shopify, eBay, and 70+ marketplaces in USD. Convert to CAD at rates your bank can't match.
Professional Services
Law firms, consultancies, and agencies billing internationally send and receive payments in 50+ currencies with full audit trails and compliance.
Get Started in Days
Open Your Account
Sign up online in under 5 minutes. No branch visits. No paperwork delays.
Your dedicated account manager is assigned immediately.
Fund and Send
Add your recipients, choose your currency, and lock in your rate.
Same-day wire transfers available.
Save on Every Transfer
Bank-beating rates on every transaction.
The more you send, the more you save. It's that simple.
A Real Person, Every Time You Call.
Introducing Your Dedicated FX Team
Every MTFX business client gets a dedicated account manager, not a chatbot, not a queue. Your manager knows your business, your currencies, and your schedule.
Dedicated Account Manager
Understands your payment patterns and can advise on timing, hedging, and rate optimization.
24/7 Expert Support
Our team is available around the clock. If markets move overnight, we're already on it.
Proactive Rate Monitoring
We don't wait for you to call. When rates hit your target, your manager reaches out.
Thirty
Years
Three
Offices.
Zero
Setup Fees.
Established in 1996, that's three decades of international payment expertise. We've operated through every market cycle, currency crisis, and regulatory change since 1996.
Fully Regulated
Fully regulated by Canada's Financial Transactions and Reports Analysis Centre. Your funds are protected by the same compliance standards as Canada's major banks.
200+ Team Members
Offices in Canada with a global operations team operating in more than 190 countries in the world, this isn't a startup, it's solid infrastructure.
Trusted by Businesses Worldwide
“MTFX makes international payments effortless. A real game-changer for my business. Their rates are consistently better than banks, transfers are fast, and the platform is simple to use. My suppliers often receive funds the same day.”
“What sets MTFX apart is their outstanding customer service and transparent fees. No hidden charges and always available to help.”
“MTFX made my experience great! They paid attention to detail and were extremely patient, answering all of my questions. Thank you for going above and beyond!”
"Working with MTFX does take a bit of setup due to KYC laws, but they were the shop that could take bill pay from both TD and RBC and had one of the best rates I could find (I think I spent too much time rate shopping!)."
“I have been using MTFX for exchange transactions for years, primarily for selling USD. The MTFX team is fantastic to work with! They always offer insight on the market and upcoming announcements that may affect rates up or down to help me make an informed decision."
"They often reach out when rates are moving in our favour, in case we might need to do a transaction, so we can take advantage of the upside.”
"I have been working with MTFX for years now, and they have been absolutely amazing!"
“They always give me updates on the exchange rates and are super responsive! Making any kind of transaction is super easy, as they take care of everything!”
“For small business, big business and everyone else, MTFX can be trusted as a provider of foreign exchange services. MTFX continues to exceed my high expectations.”
“The MTFX team made exchanging funds really easy and straightforward. My agent gave me a direct line and was always happy to answer all my questions, no matter how small. I felt comfortable and well taken care of.”
"I’ll definitely keep using MTFX in the future."
MTFX responds within one day whenever I contact them. Their platform is easy to use as well. Their account manager provides regular updates when it looks like the market may move.
FX Tools Built for Business Decisions
Live Exchange Rates · Currency Charts · Rate Alerts · Economic Calendar
Stop Overpaying Your Bank On International Transfers
Open a free MTFX business account. Start saving on your first transfer – right now.
No setup fees·No monthly charges·FINTRAC regulated